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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,263 | $108,825-41.9% | $156,181-59.5% | $82,448-23.3% |
| Participation rate | 88.2% | 72.4%+15.9pp | 78.8%+9.4pp | 68.1%+20.2pp |
| Annual return | 15.94% | 20.59%-4.6pp | 64.87%-48.9pp | 41.64%-25.7pp |
| Employer contribution / active EE | $6,998 | $2,870+143.9% | $4,294+63.0% | $2,551+174.3% |
| Participant deferral / active EE | $5,528 | $4,577+20.8% | $6,132-9.9% | $4,139+33.6% |
| Admin fee / account holder | $9,253 | $9,341-0.9% | $14,586-36.6% | $7,234+27.9% |