Filed October 10, 2025 (most recent of 10 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.10+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $131,388 |
KPMG LLP7 years Service code 10 · EIN 13-5565207 | Accounting | $37,500 |
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 26 · EIN 26-0058143 | Advisory (Participants) | $22,471 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$347,538 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,015 | $73,283-60.4% | $155,556-81.3% | $106,553-72.8% |
| Participation rate | 61.1% | 73.3%-12.2pp | 78.2%-17.2pp | 69.8%-8.8pp |
| Annual return | 16.53% | 15.76%+0.8pp | 64.84%-48.3pp | 17.37%-0.8pp |
| Employer contribution / active EE | $1,447 | $2,241-35.4% | $4,675-69.0% | $3,359-56.9% |
| Participant deferral / active EE | $226 | $4,567-95.0% | $5,631-96.0% | $5,562-95.9% |
| Admin fee / account holder | -$15 | $56-127.3% | $15,885-100.1% | $80-119.1% |