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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $52,329 |
Filed as: ARGENT RETIREMENT PLAN ADVISORS Service code 27 621 N. ROBINSON SUITE 100 · OKLAHOMA, OH 73102 | Advisory (Plan) | $27,735 |
HERITAGE PENSION ADVISORS, LLC10+ years Filed as: HERITAGE INSTITUTIONAL Service code 27 · EIN 27-2388726 | Advisory (Plan) | $27,523 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,287 | $122,239+47.5% | $184,200-2.1% | $74,546+141.8% |
| Participation rate | 97.1% | 85.5%+11.6pp | 86.8%+10.3pp | 67.2%+29.9pp |
| Annual return | 13.00% | 19.95%-6.9pp | 28.80%-15.8pp | 1366.03%-1353.0pp |
| Employer contribution / active EE | $5,939 | $4,537+30.9% | $6,424-7.5% | $2,624+126.3% |
| Participant deferral / active EE | $6,976 | $7,139-2.3% | $9,132-23.6% | $4,347+60.5% |
| Admin fee / account holder | $622 | $1,260-50.6% | $13,907-95.5% | $1,944-68.0% |