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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,067 | $49,976-55.8% | $66,674-66.9% | $82,637-73.3% |
| Participation rate | 92.3% | 63.1%+29.2pp | 73.7%+18.6pp | 68.1%+24.3pp |
| Annual return | 9.46% | 39.09%-29.6pp | 321.24%-311.8pp | 53.51%-44.0pp |
| Employer contribution / active EE | $1,327 | $1,988-33.3% | $2,620-49.4% | $2,552-48.0% |
| Participant deferral / active EE | $1,106 | $2,847-61.2% | $4,084-72.9% | $4,126-73.2% |
| Admin fee / account holder | $15,623 | $4,594+240.1% | $5,098+206.5% | $7,339+112.9% |