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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,067 | $51,638-57.3% | $68,368-67.7% | $82,448-73.2% |
| Participation rate | 92.3% | 63.6%+28.7pp | 73.8%+18.6pp | 68.1%+24.2pp |
| Annual return | 9.46% | 37.53%-28.1pp | 292.57%-283.1pp | 41.64%-32.2pp |
| Employer contribution / active EE | $1,327 | $2,047-35.2% | $2,649-49.9% | $2,551-48.0% |
| Participant deferral / active EE | $1,106 | $2,914-62.0% | $4,123-73.2% | $4,139-73.3% |
| Admin fee / account holder | $15,623 | $4,643+236.5% | $5,150+203.4% | $7,234+116.0% |