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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,699 | $88,672+7.9% | $105,223-9.1% | $82,448+16.1% |
| Participation rate | 71.9% | 67.9%+4.0pp | 75.0%-3.2pp | 68.1%+3.8pp |
| Annual return | 19.91% | 30.86%-10.9pp | 180.65%-160.7pp | 41.64%-21.7pp |
| Employer contribution / active EE | $2,025 | $3,048-33.5% | $3,689-45.1% | $2,551-20.6% |
| Participant deferral / active EE | $3,416 | $4,036-15.4% | $5,072-32.6% | $4,139-17.5% |
| Admin fee / account holder | $2,001 | $7,146-72.0% | $8,859-77.4% | $7,234-72.3% |