Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,167 | $111,535-15.6% | $105,223-10.5% | $137,256-31.4% |
| Participation rate | 68.8% | 78.1%-9.3pp | 75.0%-6.3pp | 80.0%-11.2pp |
| Annual return | 8.50% | 237.85%-229.4pp | 180.65%-172.1pp | 220.34%-211.8pp |
| Employer contribution / active EE | $1,274 | $3,939-67.6% | $3,689-65.4% | $4,156-69.3% |
| Participant deferral / active EE | $2,732 | $5,500-50.3% | $5,072-46.1% | $6,407-57.4% |
| Admin fee / account holder | $13,962 | $9,721+43.6% | $8,859+57.6% | $12,270+13.8% |