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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,110 | $101,795-43.9% | $165,100-65.4% | $80,959-29.5% |
| Participation rate | 73.3% | 71.8%+1.5pp | 78.6%-5.3pp | 67.7%+5.7pp |
| Annual return | 8.52% | 16.73%-8.2pp | 70.21%-61.7pp | 35.67%-27.1pp |
| Employer contribution / active EE | $2,400 | $2,954-18.7% | $4,348-44.8% | $2,757-13.0% |
| Participant deferral / active EE | $5,618 | $4,476+25.5% | $6,035-6.9% | $4,300+30.6% |
| Admin fee / account holder | $10,365 | $8,221+26.1% | $12,696-18.4% | $6,925+49.7% |