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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,232 | $78,690+223.1% | $161,489+57.4% | $87,485+190.6% |
| Participation rate | 83.0% | 67.5%+15.5pp | 78.7%+4.3pp | 68.9%+14.0pp |
| Annual return | 15.74% | 32.74%-17.0pp | 89.72%-74.0pp | 26.06%-10.3pp |
| Employer contribution / active EE | $6,558 | $2,588+153.4% | $4,268+53.6% | $2,596+152.6% |
| Participant deferral / active EE | $4,479 | $3,311+35.3% | $5,630-20.4% | $4,274+4.8% |
| Admin fee / account holder | $1,832 | $6,724-72.7% | $16,006-88.6% | $7,775-76.4% |