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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,232 | $76,407+232.7% | $150,298+69.2% | $82,448+208.4% |
| Participation rate | 83.0% | 66.4%+16.6pp | 77.8%+5.2pp | 68.1%+14.9pp |
| Annual return | 15.74% | 39.99%-24.3pp | 62.79%-47.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $6,558 | $2,614+150.9% | $4,154+57.9% | $2,551+157.1% |
| Participant deferral / active EE | $4,479 | $3,214+39.3% | $5,453-17.9% | $4,139+8.2% |
| Admin fee / account holder | $1,832 | $6,352-71.2% | $14,116-87.0% | $7,234-74.7% |