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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $642,001 | $166,268+286.1% | $165,100+288.9% | $145,897+340.0% |
| Participation rate | 84.6% | 82.0%+2.6pp | 78.6%+6.0pp | 80.3%+4.3pp |
| Annual return | 16.35% | 100.52%-84.2pp | 70.21%-53.9pp | 552.29%-535.9pp |
| Employer contribution / active EE | $12,141 | $5,284+129.8% | $4,348+179.2% | $4,663+160.4% |
| Participant deferral / active EE | $8,791 | $6,964+26.2% | $6,035+45.7% | $6,689+31.4% |
| Admin fee / account holder | $29,939 | $16,659+79.7% | $12,696+135.8% | $13,390+123.6% |