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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,776 | $156,616+108.0% | $133,346+144.3% | $198,609+64.0% |
| Participation rate | 83.3% | 77.7%+5.6pp | 72.8%+10.5pp | 82.4%+1.0pp |
| Annual return | 20.08% | 44.25%-24.2pp | 36.85%-16.8pp | 202.70%-182.6pp |
| Employer contribution / active EE | $1,903 | $3,368-43.5% | $2,853-33.3% | $5,055-62.4% |
| Participant deferral / active EE | $4,409 | $4,920-10.4% | $4,332+1.8% | $6,977-36.8% |
| Admin fee / account holder | $22,413 | $17,468+28.3% | $14,264+57.1% | $19,030+17.8% |