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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,776 | $124,980+160.7% | $108,359+200.6% | $154,746+110.5% |
| Participation rate | 83.3% | 75.2%+8.2pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 20.08% | 45.00%-24.9pp | 36.89%-16.8pp | 172.34%-152.3pp |
| Employer contribution / active EE | $1,903 | $2,851-33.2% | $2,399-20.7% | $4,379-56.5% |
| Participant deferral / active EE | $4,409 | $4,743-7.0% | $4,137+6.6% | $6,730-34.5% |
| Admin fee / account holder | $22,413 | $11,502+94.9% | $9,741+130.1% | $14,365+56.0% |