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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,776 | $112,729+189.0% | $98,716+230.0% | $137,256+137.3% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 20.08% | 38.48%-18.4pp | 31.81%-11.7pp | 220.34%-200.3pp |
| Employer contribution / active EE | $1,903 | $2,725-30.2% | $2,279-16.5% | $4,156-54.2% |
| Participant deferral / active EE | $4,409 | $4,640-5.0% | $4,048+8.9% | $6,407-31.2% |
| Admin fee / account holder | $22,413 | $10,129+121.3% | $8,703+157.5% | $12,270+82.7% |