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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,426 | $99,633+436.4% | $183,328+191.5% | $82,448+548.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 77.3%+22.7pp | 68.1%+31.9pp |
| Annual return | 11.18% | 17.84%-6.7pp | 29.67%-18.5pp | 41.64%-30.5pp |
| Employer contribution / active EE | $14,078 | $3,256+332.3% | $5,055+178.5% | $2,551+451.9% |
| Participant deferral / active EE | $15,927 | $4,938+222.5% | $6,795+134.4% | $4,139+284.8% |
| Admin fee / account holder | $5,166 | $9,934-48.0% | $21,427-75.9% | $7,234-28.6% |