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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,751 | $172,111+200.2% | $150,298+243.8% | $137,256+276.5% |
| Participation rate | 89.5% | 81.7%+7.8pp | 77.8%+11.7pp | 80.0%+9.5pp |
| Annual return | 10.63% | 69.37%-58.7pp | 62.79%-52.2pp | 220.34%-209.7pp |
| Employer contribution / active EE | $30,493 | $4,636+557.7% | $4,154+634.0% | $4,156+633.7% |
| Participant deferral / active EE | $19,630 | $6,166+218.4% | $5,453+260.0% | $6,407+206.4% |
| Admin fee / account holder | $198,510 | $16,471+1105.2% | $14,116+1306.3% | $12,270+1517.8% |