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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,194 | $81,446+248.9% | $103,374+174.9% | $80,874+251.4% |
| Participation rate | 88.1% | 66.9%+21.2pp | 74.5%+13.6pp | 67.6%+20.4pp |
| Annual return | 14.96% | 25.57%-10.6pp | 24.89%-9.9pp | 35.62%-20.7pp |
| Employer contribution / active EE | $12,691 | $3,107+308.4% | $3,869+228.0% | $2,756+360.5% |
| Participant deferral / active EE | $6,036 | $3,870+56.0% | $5,058+19.4% | $4,297+40.5% |
| Admin fee / account holder | $20,333 | $6,715+202.8% | $8,394+142.2% | $6,935+193.2% |