Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,341 | $29,667+89.9% | $56,441-0.2% | $80,874-30.3% |
| Participation rate | 51.7% | 41.7%+10.1pp | 52.5%-0.8pp | 67.6%-15.9pp |
| Annual return | 7.28% | 35.22%-27.9pp | 1704.21%-1696.9pp | 35.62%-28.3pp |
| Employer contribution / active EE | $721 | $669+7.7% | $1,039-30.6% | $2,756-73.8% |
| Participant deferral / active EE | $769 | $1,227-37.3% | $1,953-60.6% | $4,297-82.1% |
| Admin fee / account holder | $1,422 | $2,429-41.5% | $2,829-49.7% | $6,935-79.5% |