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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,022 | $86,949+18.5% | $102,460+0.5% | $80,959+27.3% |
| Participation rate | 50.0% | 72.4%-22.4pp | 76.5%-26.5pp | 67.7%-17.7pp |
| Annual return | 15.67% | 18.89%-3.2pp | 29.47%-13.8pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,320 | $2,370-44.3% | $3,025-56.4% | $2,757-52.1% |
| Participant deferral / active EE | $2,287 | $4,121-44.5% | $5,056-54.8% | $4,300-46.8% |
| Admin fee / account holder | $1,654 | $8,048-79.4% | $9,460-82.5% | $6,925-76.1% |