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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,369 | $95,453+16.7% | $112,040-0.6% | $82,448+35.1% |
| Participation rate | 50.0% | 72.8%-22.8pp | 76.5%-26.5pp | 68.1%-18.1pp |
| Annual return | 19.98% | 23.92%-3.9pp | 24.52%-4.5pp | 41.64%-21.7pp |
| Employer contribution / active EE | $1,235 | $2,318-46.7% | $2,954-58.2% | $2,551-51.6% |
| Participant deferral / active EE | $2,344 | $4,224-44.5% | $5,098-54.0% | $4,139-43.4% |
| Admin fee / account holder | $1,913 | $9,013-78.8% | $12,098-84.2% | $7,234-73.6% |