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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,381 | $145,431-51.6% | $211,142-66.7% | $87,485-19.6% |
| Participation rate | 90.6% | 84.7%+5.8pp | 87.3%+3.3pp | 68.9%+21.6pp |
| Annual return | 51.22% | 27.21%+24.0pp | 46.84%+4.4pp | 26.06%+25.2pp |
| Employer contribution / active EE | $6,421 | $4,662+37.7% | $6,442-0.3% | $2,596+147.3% |
| Participant deferral / active EE | $1,939 | $6,859-71.7% | $9,284-79.1% | $4,274-54.6% |
| Admin fee / account holder | $8,296 | $17,052-51.3% | $19,076-56.5% | $7,775+6.7% |