Filed November 13, 2025 (most recent of 5 filings on file)
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $280 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,395 | $128,603+35.6% | $197,124-11.5% | $67,986+156.5% |
| Participation rate | 76.3% | 81.7%-5.4pp | 86.7%-10.4pp | 57.2%+19.1pp |
| Annual return | 9.23% | 23.77%-14.5pp | 44.34%-35.1pp | 31.67%-22.4pp |
| Employer contribution / active EE | $1,228 | $4,379-72.0% | $6,227-80.3% | $2,019-39.2% |
| Participant deferral / active EE | $5,094 | $6,840-25.5% | $9,135-44.2% | $3,358+51.7% |
| Admin fee / account holder | $912 | $3,035-69.9% | $16,298-94.4% | $3,203-71.5% |