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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,154 | $67,823-30.5% | $52,425-10.1% | $137,256-65.6% |
| Participation rate | 95.8% | 63.9%+31.9pp | 55.6%+40.2pp | 80.0%+15.9pp |
| Annual return | 96.05% | 219.11%-123.1pp | 302.12%-206.1pp | 220.34%-124.3pp |
| Employer contribution / active EE | $2,885 | $1,163+148.1% | $914+215.6% | $4,156-30.6% |
| Participant deferral / active EE | $3,810 | $2,288+66.5% | $1,790+112.8% | $6,407-40.5% |
| Admin fee / account holder | $424 | $2,844-85.1% | $2,495-83.0% | $12,270-96.5% |