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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,778 | $126,661+72.7% | $113,397+92.9% | $138,895+57.5% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.5%+6.8pp | 79.9%+3.4pp |
| Annual return | 15.17% | 25.05%-9.9pp | 23.20%-8.0pp | 145.39%-130.2pp |
| Employer contribution / active EE | $4,531 | $3,456+31.1% | $2,977+52.2% | $4,194+8.0% |
| Participant deferral / active EE | $14,185 | $5,693+149.2% | $5,076+179.4% | $6,396+121.8% |
| Admin fee / account holder | $14,470 | $14,549-0.5% | $11,957+21.0% | $12,562+15.2% |