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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,778 | $124,425+75.8% | $112,040+95.3% | $137,256+59.4% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 15.17% | 24.72%-9.5pp | 24.52%-9.3pp | 220.34%-205.2pp |
| Employer contribution / active EE | $4,531 | $3,411+32.8% | $2,954+53.4% | $4,156+9.0% |
| Participant deferral / active EE | $14,185 | $5,718+148.1% | $5,098+178.3% | $6,407+121.4% |
| Admin fee / account holder | $14,470 | $15,207-4.8% | $12,098+19.6% | $12,270+17.9% |