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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,778 | $138,312+58.2% | $122,979+77.9% | $155,188+41.0% |
| Participation rate | 83.3% | 80.2%+3.1pp | 77.2%+6.1pp | 80.8%+2.5pp |
| Annual return | 15.17% | 22.06%-6.9pp | 20.12%-4.9pp | 148.84%-133.7pp |
| Employer contribution / active EE | $4,531 | $3,530+28.3% | $3,062+48.0% | $4,248+6.7% |
| Participant deferral / active EE | $14,185 | $5,592+153.7% | $5,003+183.5% | $6,531+117.2% |
| Admin fee / account holder | $14,470 | $15,089-4.1% | $12,864+12.5% | $14,480-0.1% |