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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,082 | $183,539-80.9% | $155,556-77.4% | $145,897-76.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.77% | 61.31%-46.5pp | 64.84%-50.1pp | 552.29%-537.5pp |
| Employer contribution / active EE | $846 | $5,315-84.1% | $4,675-81.9% | $4,663-81.9% |
| Participant deferral / active EE | $7,795 | $6,467+20.5% | $5,631+38.4% | $6,689+16.5% |
| Admin fee / account holder | $390 | $19,275-98.0% | $15,885-97.5% | $13,390-97.1% |