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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,487 | $75,541+100.5% | $152,093-0.4% | $82,637+83.3% |
| Participation rate | 85.3% | 66.5%+18.8pp | 77.8%+7.5pp | 68.1%+17.2pp |
| Annual return | 18.02% | 32.56%-14.5pp | 66.36%-48.3pp | 53.51%-35.5pp |
| Employer contribution / active EE | $4,509 | $2,622+71.9% | $4,175+8.0% | $2,552+76.7% |
| Participant deferral / active EE | $3,982 | $3,206+24.2% | $5,451-27.0% | $4,126-3.5% |
| Admin fee / account holder | $1,752 | $6,405-72.6% | $14,497-87.9% | $7,339-76.1% |