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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,347 | $234,190-28.5% | $180,320-7.2% | $198,609-15.7% |
| Participation rate | 57.1% | 77.1%-20.0pp | 71.5%-14.4pp | 82.4%-25.2pp |
| Annual return | 8.28% | 1057.44%-1049.2pp | 778.54%-770.3pp | 202.70%-194.4pp |
| Employer contribution / active EE | $2,059 | $5,258-60.8% | $4,108-49.9% | $5,055-59.3% |
| Participant deferral / active EE | $4,389 | $4,988-12.0% | $4,304+2.0% | $6,977-37.1% |
| Admin fee / account holder | $8,314 | $12,558-33.8% | $10,000-16.9% | $19,030-56.3% |