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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,783 | $160,070-36.4% | $147,117-30.8% | $145,897-30.2% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 12.09% | 98.69%-86.6pp | 420.54%-408.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $1,774 | $5,285-66.4% | $4,932-64.0% | $4,663-62.0% |
| Participant deferral / active EE | $3,349 | $8,419-60.2% | $8,065-58.5% | $6,689-49.9% |
| Admin fee / account holder | $20,432 | $15,035+35.9% | $12,993+57.3% | $13,390+52.6% |