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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $106,155 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLDCO LLC DBA Service code 27 5454 110TH ST · OVERLAND PARK, KS 66211 | Advisory (Plan) | $61,362 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,498 | $79,169+4.2% | $100,415-17.8% | $74,478+10.8% |
| Participation rate | 96.8% | 79.4%+17.4pp | 81.5%+15.3pp | 67.2%+29.6pp |
| Annual return | 13.90% | 20.51%-6.6pp | 49.47%-35.6pp | 1370.56%-1356.7pp |
| Employer contribution / active EE | $4,688 | $3,017+55.4% | $3,943+18.9% | $2,626+78.5% |
| Participant deferral / active EE | $15,750 | $7,751+103.2% | $8,091+94.7% | $4,350+262.0% |
| Admin fee / account holder | $335 | $1,337-74.9% | $7,906-95.8% | $1,946-82.8% |