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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,236 | $110,039-8.0% | $97,260+4.1% | $145,884-30.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.90% | 244.44%-231.5pp | 75.54%-62.6pp | 551.85%-539.0pp |
| Employer contribution / active EE | $10,089 | $3,074+228.2% | $2,721+270.8% | $4,662+116.4% |
| Participant deferral / active EE | $2,512 | $4,674-46.3% | $4,262-41.1% | $6,690-62.5% |
| Admin fee / account holder | $446 | $6,204-92.8% | $5,640-92.1% | $13,392-96.7% |