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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,333 | $87,166+119.5% | $76,735+149.3% | $137,256+39.4% |
| Participation rate | 10.0% | 74.4%-64.4pp | 69.5%-59.5pp | 80.0%-70.0pp |
| Annual return | 50.14% | 26.50%+23.6pp | 29.77%+20.4pp | 220.34%-170.2pp |
| Employer contribution / active EE | $684 | $2,904-76.5% | $2,454-72.1% | $4,156-83.5% |
| Participant deferral / active EE | $3,174 | $4,726-32.8% | $4,088-22.3% | $6,407-50.5% |
| Admin fee / account holder | $19,603 | $8,403+133.3% | $7,189+172.7% | $12,270+59.8% |