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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,910 | $102,382+108.0% | $147,005+44.8% | $80,874+163.3% |
| Participation rate | 96.3% | 75.8%+20.4pp | 82.2%+14.1pp | 67.6%+28.6pp |
| Annual return | 9.28% | 134.89%-125.6pp | 418.76%-409.5pp | 35.62%-26.3pp |
| Employer contribution / active EE | $6,547 | $3,715+76.2% | $4,934+32.7% | $2,756+137.6% |
| Participant deferral / active EE | $13,082 | $6,646+96.8% | $8,070+62.1% | $4,297+204.4% |
| Admin fee / account holder | $4,011 | $7,942-49.5% | $13,006-69.2% | $6,935-42.2% |