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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,505 | $183,539-58.3% | $155,556-50.8% | $145,897-47.6% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 17.26% | 61.31%-44.0pp | 64.84%-47.6pp | 552.29%-535.0pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,302 | $6,467-18.0% | $5,631-5.8% | $6,689-20.7% |
| Admin fee / account holder | $964 | $19,275-95.0% | $15,885-93.9% | $13,390-92.8% |