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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,407 | $185,312-49.1% | $161,489-41.5% | $154,746-39.0% |
| Participation rate | 84.6% | 82.5%+2.2pp | 78.7%+5.9pp | 80.7%+3.9pp |
| Annual return | 13.39% | 103.84%-90.5pp | 89.72%-76.3pp | 172.34%-158.9pp |
| Employer contribution / active EE | $0 | $4,769-100.0% | $4,268-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,042 | $6,350-20.6% | $5,630-10.4% | $6,730-25.1% |
| Admin fee / account holder | $2,701 | $18,654-85.5% | $16,006-83.1% | $14,365-81.2% |