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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,073 | $124,980-58.3% | $108,359-51.9% | $154,746-66.3% |
| Participation rate | 60.0% | 75.2%-15.2pp | 70.1%-10.1pp | 80.7%-20.7pp |
| Annual return | 17.94% | 45.00%-27.1pp | 36.89%-19.0pp | 172.34%-154.4pp |
| Employer contribution / active EE | $1,056 | $2,851-63.0% | $2,399-56.0% | $4,379-75.9% |
| Participant deferral / active EE | $4,835 | $4,743+1.9% | $4,137+16.9% | $6,730-28.2% |
| Admin fee / account holder | $6,372 | $11,502-44.6% | $9,741-34.6% | $14,365-55.6% |