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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,165 | $102,422-50.0% | $147,117-65.2% | $80,959-36.8% |
| Participation rate | 49.4% | 75.9%-26.5pp | 82.2%-32.8pp | 67.7%-18.3pp |
| Annual return | 12.04% | 135.16%-123.1pp | 420.54%-408.5pp | 35.67%-23.6pp |
| Employer contribution / active EE | $918 | $3,717-75.3% | $4,932-81.4% | $2,757-66.7% |
| Participant deferral / active EE | $2,853 | $6,652-57.1% | $8,065-64.6% | $4,300-33.7% |
| Admin fee / account holder | $2,278 | $7,953-71.4% | $12,993-82.5% | $6,925-67.1% |