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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,487 | $227,399+17.6% | $189,758+41.0% | $198,609+34.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 19.18% | 61.03%-41.8pp | 52.62%-33.4pp | 202.70%-183.5pp |
| Employer contribution / active EE | $23,561 | $5,526+326.4% | $4,767+394.3% | $5,055+366.1% |
| Participant deferral / active EE | $1,855 | $6,837-72.9% | $5,856-68.3% | $6,977-73.4% |
| Admin fee / account holder | $2,592 | $25,162-89.7% | $20,388-87.3% | $19,030-86.4% |