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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,031 | $76,407-0.5% | $150,298-49.4% | $82,448-7.8% |
| Participation rate | 88.2% | 66.4%+21.8pp | 77.8%+10.5pp | 68.1%+20.2pp |
| Annual return | 12.70% | 39.99%-27.3pp | 62.79%-50.1pp | 41.64%-28.9pp |
| Employer contribution / active EE | $6,818 | $2,614+160.8% | $4,154+64.1% | $2,551+167.3% |
| Participant deferral / active EE | $3,550 | $3,214+10.4% | $5,453-34.9% | $4,139-14.2% |
| Admin fee / account holder | $9,252 | $6,352+45.6% | $14,116-34.5% | $7,234+27.9% |