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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,818 | $76,407+43.7% | $150,298-26.9% | $82,448+33.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.65% | 39.99%-28.3pp | 62.79%-51.1pp | 41.64%-30.0pp |
| Employer contribution / active EE | $4,262 | $2,614+63.0% | $4,154+2.6% | $2,551+67.1% |
| Participant deferral / active EE | $5,336 | $3,214+66.0% | $5,453-2.1% | $4,139+28.9% |
| Admin fee / account holder | $39,426 | $6,352+520.7% | $14,116+179.3% | $7,234+445.0% |