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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,811 | $81,358+60.8% | $155,556-15.9% | $80,959+61.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.38% | 33.39%-24.0pp | 64.84%-55.5pp | 35.67%-26.3pp |
| Employer contribution / active EE | $4,423 | $3,106+42.4% | $4,675-5.4% | $2,757+60.4% |
| Participant deferral / active EE | $5,095 | $3,455+47.5% | $5,631-9.5% | $4,300+18.5% |
| Admin fee / account holder | $3,969 | $7,994-50.3% | $15,885-75.0% | $6,925-42.7% |