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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,417 | $58,848-65.3% | $88,179-76.8% | $82,637-75.3% |
| Participation rate | 67.1% | 57.9%+9.2pp | 69.1%-2.0pp | 68.1%-0.9pp |
| Annual return | 15.69% | 22.76%-7.1pp | 64.97%-49.3pp | 53.51%-37.8pp |
| Employer contribution / active EE | $849 | $1,678-49.4% | $2,549-66.7% | $2,552-66.7% |
| Participant deferral / active EE | $1,228 | $3,124-60.7% | $4,614-73.4% | $4,126-70.2% |
| Admin fee / account holder | $830 | $4,795-82.7% | $7,673-89.2% | $7,339-88.7% |