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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,417 | $63,949-68.1% | $129,031-84.2% | $94,015-78.3% |
| Participation rate | 67.1% | 63.4%+3.7pp | 73.4%-6.2pp | 70.8%-3.7pp |
| Annual return | 15.69% | 17.56%-1.9pp | 34.67%-19.0pp | 17.84%-2.2pp |
| Employer contribution / active EE | $849 | $1,865-54.5% | $3,226-73.7% | $2,790-69.6% |
| Participant deferral / active EE | $1,228 | $3,686-66.7% | $5,217-76.5% | $4,249-71.1% |
| Admin fee / account holder | $830 | $5,523-85.0% | $13,208-93.7% | $8,951-90.7% |