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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,795 | $138,393-78.5% | $184,256-83.8% | $80,959-63.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 12.81% | 20.01%-7.2pp | 28.85%-16.0pp | 35.67%-22.9pp |
| Employer contribution / active EE | $2,673 | $4,847-44.9% | $6,427-58.4% | $2,757-3.1% |
| Participant deferral / active EE | $3,252 | $7,076-54.0% | $9,133-64.4% | $4,300-24.4% |
| Admin fee / account holder | $9,307 | $10,489-11.3% | $13,899-33.0% | $6,925+34.4% |