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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,755 | $159,934+89.9% | $147,005+106.6% | $145,959+108.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.98% | 98.24%-85.3pp | 418.76%-405.8pp | 561.95%-549.0pp |
| Employer contribution / active EE | $9,035 | $5,287+70.9% | $4,934+83.1% | $4,661+93.8% |
| Participant deferral / active EE | $9,301 | $8,427+10.4% | $8,070+15.3% | $6,689+39.1% |
| Admin fee / account holder | $3,333 | $15,053-77.9% | $13,006-74.4% | $13,398-75.1% |