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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,166 | $88,996+93.5% | $78,004+120.7% | $138,895+24.0% |
| Participation rate | 76.5% | 74.4%+2.1pp | 69.4%+7.0pp | 79.9%-3.4pp |
| Annual return | 17.18% | 28.03%-10.9pp | 31.07%-13.9pp | 145.39%-128.2pp |
| Employer contribution / active EE | $1,774 | $2,917-39.2% | $2,469-28.1% | $4,194-57.7% |
| Participant deferral / active EE | $5,403 | $4,724+14.4% | $4,092+32.0% | $6,396-15.5% |
| Admin fee / account holder | $18,703 | $8,807+112.4% | $7,578+146.8% | $12,562+48.9% |