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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,166 | $87,166+97.5% | $76,735+124.4% | $137,256+25.4% |
| Participation rate | 76.5% | 74.4%+2.1pp | 69.5%+7.0pp | 80.0%-3.5pp |
| Annual return | 17.18% | 26.50%-9.3pp | 29.77%-12.6pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,774 | $2,904-38.9% | $2,454-27.7% | $4,156-57.3% |
| Participant deferral / active EE | $5,403 | $4,726+14.3% | $4,088+32.2% | $6,407-15.7% |
| Admin fee / account holder | $18,703 | $8,403+122.6% | $7,189+160.1% | $12,270+52.4% |