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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,166 | $106,588+61.5% | $94,215+82.7% | $155,188+10.9% |
| Participation rate | 76.5% | 74.3%+2.2pp | 70.0%+6.5pp | 80.8%-4.3pp |
| Annual return | 17.18% | 29.39%-12.2pp | 28.22%-11.0pp | 148.84%-131.7pp |
| Employer contribution / active EE | $1,774 | $3,080-42.4% | $2,675-33.7% | $4,248-58.2% |
| Participant deferral / active EE | $5,403 | $4,802+12.5% | $4,276+26.4% | $6,531-17.3% |
| Admin fee / account holder | $18,703 | $12,281+52.3% | $10,216+83.1% | $14,480+29.2% |