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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,270 | $94,031+25.8% | $115,768+2.2% | $82,448+43.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 11.63% | 20.61%-9.0pp | 100.46%-88.8pp | 41.64%-30.0pp |
| Employer contribution / active EE | $4,422 | $2,323+90.3% | $2,940+50.4% | $2,551+73.4% |
| Participant deferral / active EE | $6,241 | $3,972+57.1% | $4,917+26.9% | $4,139+50.8% |
| Admin fee / account holder | $26,801 | $10,249+161.5% | $12,439+115.5% | $7,234+270.5% |