Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,640 | $63,904+52.8% | $89,340+9.3% | $67,986+43.6% |
| Participation rate | 41.7% | 54.3%-12.6pp | 69.6%-27.8pp | 57.2%-15.5pp |
| Annual return | 13.99% | 18.09%-4.1pp | 20.57%-6.6pp | 31.67%-17.7pp |
| Employer contribution / active EE | $1,067 | $1,627-34.5% | $2,231-52.2% | $2,019-47.2% |
| Participant deferral / active EE | $2,654 | $2,691-1.4% | $3,823-30.6% | $3,358-21.0% |
| Admin fee / account holder | $4,099 | $3,315+23.7% | $6,704-38.9% | $3,203+28.0% |