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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,961 | $172,111+148.7% | $150,298+184.7% | $137,256+211.8% |
| Participation rate | 81.8% | 81.7%+0.1pp | 77.8%+4.1pp | 80.0%+1.9pp |
| Annual return | 12.78% | 69.37%-56.6pp | 62.79%-50.0pp | 220.34%-207.6pp |
| Employer contribution / active EE | $7,299 | $4,636+57.4% | $4,154+75.7% | $4,156+75.6% |
| Participant deferral / active EE | $4,253 | $6,166-31.0% | $5,453-22.0% | $6,407-33.6% |
| Admin fee / account holder | $26,410 | $16,471+60.3% | $14,116+87.1% | $12,270+115.2% |