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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,441 | $71,197-71.3% | $93,669-78.2% | $80,925-74.7% |
| Participation rate | 37.7% | 60.4%-22.7pp | 68.7%-31.0pp | 67.7%-30.0pp |
| Annual return | 27.39% | 11.27%+16.1pp | 133.59%-106.2pp | 35.65%-8.3pp |
| Employer contribution / active EE | $964 | $1,565-38.4% | $2,424-60.2% | $2,756-65.0% |
| Participant deferral / active EE | $1,602 | $4,036-60.3% | $4,416-63.7% | $4,299-62.7% |
| Admin fee / account holder | $2,057 | $6,959-70.4% | $8,291-75.2% | $6,940-70.4% |