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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,779 | $81,504-14.4% | $102,437-31.9% | $80,959-13.8% |
| Participation rate | 70.4% | 66.9%+3.5pp | 74.5%-4.1pp | 67.7%+2.7pp |
| Annual return | 15.13% | 25.60%-10.5pp | 24.95%-9.8pp | 35.67%-20.5pp |
| Employer contribution / active EE | $158 | $3,104-94.9% | $3,871-95.9% | $2,757-94.3% |
| Participant deferral / active EE | $2,244 | $3,871-42.0% | $5,060-55.6% | $4,300-47.8% |
| Admin fee / account holder | $1,567 | $6,719-76.7% | $8,388-81.3% | $6,925-77.4% |