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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,213 | $162,136-42.5% | $152,301-38.8% | $154,746-39.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.86% | 91.02%-80.2pp | 80.50%-69.6pp | 172.34%-161.5pp |
| Employer contribution / active EE | $1,594 | $4,890-67.4% | $4,624-65.5% | $4,379-63.6% |
| Participant deferral / active EE | $2,132 | $8,341-74.4% | $8,004-73.4% | $6,730-68.3% |
| Admin fee / account holder | $38,034 | $15,759+141.3% | $14,398+164.2% | $14,365+164.8% |