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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,213 | $154,228-39.6% | $145,433-35.9% | $137,256-32.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.86% | 74.59%-63.7pp | 66.58%-55.7pp | 220.34%-209.5pp |
| Employer contribution / active EE | $1,594 | $4,804-66.8% | $4,554-65.0% | $4,156-61.7% |
| Participant deferral / active EE | $2,132 | $8,216-74.1% | $7,897-73.0% | $6,407-66.7% |
| Admin fee / account holder | $38,034 | $14,344+165.2% | $13,129+189.7% | $12,270+210.0% |