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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,699 | $184,014-74.1% | $161,149-70.4% | $138,895-65.7% |
| Participation rate | 91.7% | 82.1%+9.6pp | 78.8%+12.8pp | 79.9%+11.7pp |
| Annual return | 8.93% | 21.52%-12.6pp | 21.16%-12.2pp | 145.39%-136.5pp |
| Employer contribution / active EE | $105 | $5,055-97.9% | $4,360-97.6% | $4,194-97.5% |
| Participant deferral / active EE | $3,317 | $6,909-52.0% | $6,153-46.1% | $6,396-48.1% |
| Admin fee / account holder | $24,317 | $18,027+34.9% | $15,194+60.0% | $12,562+93.6% |