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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,249 | $106,749-26.7% | $145,433-46.2% | $82,448-5.1% |
| Participation rate | 70.4% | 75.6%-5.3pp | 82.1%-11.7pp | 68.1%+2.3pp |
| Annual return | 12.82% | 27.59%-14.8pp | 66.58%-53.8pp | 41.64%-28.8pp |
| Employer contribution / active EE | $2,116 | $3,444-38.6% | $4,554-53.5% | $2,551-17.0% |
| Participant deferral / active EE | $3,914 | $6,519-40.0% | $7,897-50.4% | $4,139-5.4% |
| Admin fee / account holder | $6,399 | $8,390-23.7% | $13,129-51.3% | $7,234-11.5% |