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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,228 | $64,920-59.6% | $103,693-74.7% | $86,983-69.8% |
| Participation rate | 56.0% | 63.6%-7.6pp | 72.6%-16.6pp | 69.5%-13.5pp |
| Annual return | 15.85% | 30.29%-14.4pp | 47.61%-31.8pp | 25.83%-10.0pp |
| Employer contribution / active EE | $718 | $2,141-66.5% | $2,920-75.4% | $2,584-72.2% |
| Participant deferral / active EE | $1,597 | $3,241-50.7% | $4,579-65.1% | $4,194-61.9% |
| Admin fee / account holder | $992 | $6,191-84.0% | $7,858-87.4% | $7,856-87.4% |