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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,228 | $51,638-49.2% | $68,368-61.6% | $82,448-68.2% |
| Participation rate | 56.0% | 63.6%-7.6pp | 73.8%-17.8pp | 68.1%-12.1pp |
| Annual return | 15.85% | 37.53%-21.7pp | 292.57%-276.7pp | 41.64%-25.8pp |
| Employer contribution / active EE | $718 | $2,047-64.9% | $2,649-72.9% | $2,551-71.9% |
| Participant deferral / active EE | $1,597 | $2,914-45.2% | $4,123-61.3% | $4,139-61.4% |
| Admin fee / account holder | $992 | $4,643-78.6% | $5,150-80.7% | $7,234-86.3% |