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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,512 | $88,996+68.0% | $78,004+91.7% | $138,895+7.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 6.24% | 28.03%-21.8pp | 31.07%-24.8pp | 145.39%-139.2pp |
| Employer contribution / active EE | $3,726 | $2,917+27.7% | $2,469+50.9% | $4,194-11.2% |
| Participant deferral / active EE | $12,077 | $4,724+155.6% | $4,092+195.2% | $6,396+88.8% |
| Admin fee / account holder | $86,961 | $8,807+887.4% | $7,578+1047.6% | $12,562+592.2% |