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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,786 | $160,028-40.8% | $147,080-35.6% | $145,884-35.0% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 13.95% | 98.60%-84.6pp | 420.17%-406.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $2,525 | $5,286-52.2% | $4,933-48.8% | $4,662-45.9% |
| Participant deferral / active EE | $7,900 | $8,422-6.2% | $8,066-2.1% | $6,690+18.1% |
| Admin fee / account holder | $754 | $15,030-95.0% | $12,989-94.2% | $13,392-94.4% |