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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,710 | $156,398-12.6% | $147,318-7.2% | $138,895-1.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 10.89% | 78.75%-67.9pp | 70.43%-59.5pp | 145.39%-134.5pp |
| Employer contribution / active EE | $3,257 | $4,853-32.9% | $4,593-29.1% | $4,194-22.4% |
| Participant deferral / active EE | $4,001 | $8,237-51.4% | $7,906-49.4% | $6,396-37.4% |
| Admin fee / account holder | $33,692 | $14,976+125.0% | $13,708+145.8% | $12,562+168.2% |