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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,430 | $76,407-36.6% | $150,298-67.8% | $82,448-41.3% |
| Participation rate | 74.2% | 66.4%+7.8pp | 77.8%-3.6pp | 68.1%+6.1pp |
| Annual return | 17.03% | 39.99%-23.0pp | 62.79%-45.8pp | 41.64%-24.6pp |
| Employer contribution / active EE | $2,472 | $2,614-5.4% | $4,154-40.5% | $2,551-3.1% |
| Participant deferral / active EE | $5,144 | $3,214+60.0% | $5,453-5.7% | $4,139+24.3% |
| Admin fee / account holder | $2,249 | $6,352-64.6% | $14,116-84.1% | $7,234-68.9% |